Comprehensive information about LIC Lanka bonus rates, calculations, and history
LKR 50 per 1000
For 2024-2025
Annually in March
Based on company performance
Annual bonus declared on the sum assured, payable at maturity or death.
Additional bonus paid at maturity or death, based on company performance.
Bonus paid for policies that mature or claim during the financial year.
Bonus is calculated as a percentage of the sum assured. For example, if the bonus rate is LKR 50 per 1000 and your sum assured is LKR 1,000,000, your annual bonus would be LKR 50,000.
Bonus is declared annually in March based on the company's performance and financial results. The declared bonus rate is effective from April 1st of that year.
Simple reversionary bonus is guaranteed once declared. However, the rate may vary from year to year based on company performance. Terminal bonus is not guaranteed and depends on company profits.
You can check your bonus information through our customer portal, by visiting any LIC branch, or by calling our customer service helpline. You can also use our online bonus calculator for estimates.
Bonus received at maturity or death is generally tax-free under current tax laws. However, tax implications may vary based on individual circumstances and policy terms. Please consult a tax advisor for specific advice.
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