LIC presents DIVYANGANA a new life policy exclusively for women. Women of today have excelled in every aspect of life. They have a distinct presence in every profession, vocation or trade and have distinguished themselves in managing household activities with an inherent instinct to save - to meet the unexpected and the unforeseen. LIC has therefore specially designed a plan for women encouraging you to save for safety and security. The policy provides for funds in times of need like education, marriage etc.
A Perfect gift - It can be a perfect gift to your women in life, mother, wife, sister, daughter ...

MAIN FEATURES
flexibility in premium payment, Periodic Returns of sum assured, Life cover continues despite non-payment of premium Pregnancy and child birth risk along with accident benefit at no extra cost.

ELIGIBILITY

All females between the ages 18 years and 55 years are covered under this policy. Minimum sum assured is Rs. 200,000. Physically disabled women are also eligible subject to certain conditions.

BENEFITS

in 15 year term policy, 20% of the sum assured will be paid at the end of 5 years,10years. remaining 60% of the sum assured along with accrued guaranteed additions and bonuses will be paid at the end of 15 years.

in 20 year term policy, 20% of the sum assured will be paid at the end of 5 years,10years, 15 years. remaining 40% of the sum assured along with accrued guaranteed additions and bonuses will be paid at the end of 20 years.

In case of DEATH of the life assured during the policy term, the full sum assured is payable in addition to survival benefits paid earlier. The guaranteed additions and bonuses accrued if any, as per under noted are also payable.

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