BONUSES
Simple Reversionary Bonus accrues during the premium paying term and is payable at the end of the term. Even after the death of the life assured the bonus continue to accrue till the end of the term.
 ACCIDENT BENIFIT
The double Accident Benefit is available during the term of the policy. The premium is a flat Rs. 1/= per thousand sum assured p.a. The maximum Accident Cover available under this plan will be Rs. 2,000,000/= (this limit includes accident benefit under other plans.)
LOANS
Loans will be granted against the surrender value of the policy after payment of premiums for at least 3 years. Interest on such loans will be fixed by LICL from time to time.

REBATES FOR HIGH SUM ASSURED

Sum Assured

Rebate per Rs. 1,000/= S.A.

Less than Rs. 500,000

Nil

Rs 500,000  to 1 Mn

Rs 2 

Over 1 Mn

Rs 3 

RESTRICTIONS

The following restrictions will apply to policies under this plan

Minimum age at entry

18 years ( Completed)

Maximum age at entry

60 years ( age nearer birthday)

Maximum age at the end of the premium paying term

70 years ( age nearer birthday)

Premium Paying Term

05years to 25 years

Minimum Sum Assured

Rs. 200,000/=

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